Payment portfolio market intelligence
Buy, sell & value payment processing portfolios.
Market intelligence, valuation insights, and acquisition opportunities for payment processing professionals.
- Monthly Residual
- $58,000
- Annual Processing Volume
- $180M
- Merchant Count
- 240
- Processor
- Fiserv
- Diversified merchant base
- Low merchant concentration
- Established processor relationship
Market Intelligence
Payment Portfolio Market Intelligence
A current view of the residual portfolio market — multiples, demand, geography, and the factors that move valuation.
Industry Intelligence Center
Research & analysis for portfolio owners and buyers.
Independent research on portfolio valuation, market multiples, diligence standards, and the dynamics shaping the residual market.
What Is My Payment Portfolio Worth?
How Payment Portfolios Are Valued
Understanding Residual Multiples
Preparing Your Portfolio for Sale
What Buyers Look For
Current Market Trends
Demand Signals
Current Buyer Demand
Where active buyers in the network are deploying capital this quarter, by merchant vertical.
Pricing Benchmarks
Typical Market Multiples
Observed multiple ranges by portfolio profile. Final pricing reflects diligence, contract terms, and buyer thesis.
| Portfolio Profile | Multiple Range | Drivers |
|---|---|---|
| Agent Book | 20x–30x | Non-transferable rights · agent-level economics |
| Independent ISO | 25x–40x | Direct processor agreement · vested residuals |
| Growing Portfolio | 30x–45x | Net-positive merchant growth · low attrition |
| Premium Portfolio | 40x–50x | Scale, diversification, recurring quality |
Market Observations
Recent Market Activity
Selected transactions from our network over the last 90 days. Identifying details withheld under NDA.
Valuation Framework
What Drives Portfolio Value?
The seven factors buyers weigh most heavily when underwriting a residual portfolio.
Instant Valuation
Estimate your portfolio value in under a minute.
Answer a few questions about your residual, merchant mix, and processor relationship. Receive an estimated valuation range based on current market multiples.
Confidential. No portfolio data shared with third parties.
Join the network
Built for the professionals who move this industry.
Free to join. Confidential by design. Access the valuation tool and market intelligence the moment you register.